Elk Grove Bankruptcy Attorney: Your Friends When you Need Debt Relief

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Elk Grove Bankruptcy Attorney: Your Friends When the Creditor’s Start Calling

 

Elk Grove bankruptcy attorneys are there when the collections agencies and creditors begin their attempts to squeeze the proverbial blood from your turnip.  They understand not only the law in regards to collections attempts and practices, but also they understand full well the circumstances that drive many individuals to abandon unsecured debt during periods of joblessness in order to keep up their mortgage payments, pay utilities, and buy food.  No one wants to walk away from debt—especially not when they realize the damage that will be done to their credit score.  However, when it becomes a case of “food or FICO” food will always win.

 

Your Elk Grove bankruptcy attorney knows that you are a good person who had to make some survival choices.  They want to help you get your life back on track and your esteem along with it.  They don’t want to grind you into the dirt just to collect a few extra pennies on a dollar.  No, not in the least.  They want to help you get a fresh start; a chance to make things right.

 

If you are one of the many Elk Grove residents who have had to bear the brunt of the economic downturn, through either job loss, the collapse of the housing market, skyrocketing medical bills or all of the above then you probably have been hoping desperately for some form of relief to come your way.  Our Elk Grove bankruptcy attorney can help.  We can negotiate with your creditors, assist you with bankruptcy proceedings, or even just provide a sympathetic ear.

 

Collections efforts are kicking into high gear as fewer and fewer people can afford to settle at a sum favorable to collections agencies.  They will use tactics ranging from guilt to fear to get you to pay an exorbitant amount of money each month towards your debt.  They don’t care if you can’t afford to keep the heat on, pay for gas, or have food for your kids.  Their agents work on commission.  They make money when you pay, and to that end they will do whatever it takes to get you to make a payment—including lie.

 

If you have been victim to creditor harassment and you live in the Elk Grove area call one of our lawyers today to find out how we can help you.  Not only can we negotiate settlements that are reasonable to you, but once we have your authorization they must speak to us and leave you, your friends, your family, and your coworkers at peace.  No more early morning and late night calls.  And, if your situation is at the point where it is beyond settlement we can help you file for Chapter 13 or Chapter 7 bankruptcy protections.

When you can’t sleep at night because you are worried about that mountain of debt it may be time to speak to an Elk Grove bankruptcy attorney

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