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Confessions of a Sacramento Bankruptcy Attorney

Sacramento Bankruptcy Attorney

As a Sacramento bankruptcy attorney I find that I am not only my client’s legal advocate in their debt relief and bankruptcy cases, but I am often asked to be a counselor and friendly ear.

People who are struggling with debt feel an incredible amount of guilt.  This guilt often pushes them to keep pressing onward even if it worsens their own financial circumstance and future.  Part of my job is to provide an opposing viewpoint to their concepts of what bankruptcy and debt settlement mean, not only for themselves but their creditors and economy-at-large.  I often find myself explaining how being free from debt actually helps the economy and how debt settlement is even good for creditors in the long run.   It is also my job to explain to clients the various options they have in front of them, be it debt settlement or bankruptcy.  This blog will be another method of communicating those options to the public prior to a phone call or knock at our Sacramento Bankruptcy Attorney‘s office.

I will be using the blog to provide information on:

  • Debt Settlement
  • Creditor Harassment
  • Foreclosure and Repossessions
  • Chapter 7 Bankruptcy Protections
  • Chapter 13 Bankruptcy Protections
  • Credit Advantages and Life After Filing Bankruptcy

as well as, other pertinent financial news and information.  Should you have a particular question you would like answered, please feel free to post them in the comments and I will try to get a post up about it.  This blog is for you, the public, and my Sacramento bankruptcy attorney clients.

To Speak with A Sacramento Bankruptcy Attorney Today Start With A FREE Consultation Here

The legal profession has many different practice areas for lawyers to specialize in.  I chose bankruptcy because I wanted to help balance the scales of what is just and equitable.  The truth is that most of the laws, most of the power, most of the benefits in this country go to a very few, powerful people and entities.  Most of us in America don’t have policy-making power.  We don’t have the ability to to set a stilted economy aright.  We don’t make laws regarding interest rates, usury, or even health care.  We have to live with them, though.

As a Sacramento bankruptcy lawyer I see so many cases each month of people who through no fault of their own lost jobs, and with it their health benefits, and the ability to pay bills.  I see mortgage companies and lien-holders who refuse to budge, hospitals who send bills straight to collections, and good, decent people stuck trying to hold together a budget with an income loss of 70%.  This is the reality of America at the moment.  What I do each day is to help people adjust their lives and bring some balance back before it is too late.

Being a Sacramento bankruptcy attorney is not just about filing for bankruptcy.  It is about helping people figure out what financial or legal solution meets not only their financial picture, but their personal ethos and emotions.  Most people want to pay pack their creditors and will go to great lengths to not file for bankruptcy.  Sometimes, however, there really isn’t any other choice.  I may guide an individual who feels this way to Chapter 13 rather than Chapter 7, but I am honest enough to tell them when they are in too deep and it’s time to cut their losses and start anew.

I cannot tell you how many letters I receive months down the road from people, thanking me for holding their hand through the bankruptcy process.  That’s when I feel good about being a Sacramento bankruptcy attorney.

Contact Your Sacramento Bankruptcy Attorney Today! 916-446-1719

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